Title Loans in San Antonio, Texas
Learn moreIf you are dealing with medical bills or another type of emergency situation, the last thing you want to deal with is a lengthy application process for a loan. Mattis Title Cash understands what you are going through, so we have designed the simplest possible application and title loan process to get you through what may be a difficult situation. You won’t have to round up a bunch of paperwork or fill out a long application. You can apply any time you need financial help with our short online application. We process the loan on the telephone, which takes no more than a few minutes of your time. We can get the money into your hands within a day of receiving your application form. You decide exactly how you’ll spend your funds. There is no need to be concerned about qualifying even if you have bad credit. You automobile will act as collateral to secure the loan, so credit is never a consideration. Whether you need emergency cash today or money to make repairs, pay for college tuition or a few home upgrades, title loans San Antonio is a great option.
Your Car Title
Since title loans San Antonio are secured, it will be necessary to have a clear car title with no liens on a vehicle that you legally own. Vehicles must also be in working order to qualify. Additionally, it is also important that the title reflects your name and not that of a previous owner.
Identification
To follow the laws, it is necessary to verify your identification with your driver’s license and to make sure you are older than 17 to take out a loan.
Cash for Making Payments
You will need some sort of proof that you are capable of making loan payments. Proof could take on many forms depending upon your income source. For example, most folks just show us their paycheck stubs. However, other folks may be relying on income from Social Security or some other type of retirement funds or government benefits, which may have a documentation letter.
Application Choices
Required Application Information
No Loan Fees to Apply
It isn’t uncommon for many lenders to charge a small application fee when applying for loans. However, we don’t believe in charging a fee just to start the application process.
Courteous & Convenient Services
When designing our loan process for title loans San Antonio, we tried to focus on what we would appreciate if we were applying for a loan. We decided that most people wanted a convenient loan store in the San Antonio area and want to be able to reach us on the phone to get answers to their questions. Well, you can call us any time you need some help or work with a representative at our local store.
How Loan Offers Are Figured
Because the loan is secured with your automobile, the offer will generally come in lower than the current value of your car, SUV, truck or motorcycle used to secure your loan. We start by obtaining the current value of your vehicle with the Kelly Blue Book database. The value of your car will be matched against your income or ability to make payments.
Normally, autos offered as collateral, which are in excellent condition will rate the highest possible loan amounts worth thousands simply because they are more valuable. However, there is a good chance that if you have a car in pretty good condition, you still might qualify for several hundred dollars.
No Restrictions on Driving
Mattis Title Cash sees no purpose in restricting your driving when you are carrying a loan. It would only make it harder on the borrower and complicate the loan process.
Loan Funds
Cash from title loans San Antonio can be spent on new purchases, paying down old debt, making home repairs, paying for groceries or anything the borrower chooses.
Apply Today to Receive an Upfront Loan Quote
Mattis Title Cash automatically sends out an upfront loan quote, which is based on your application. It is up to you to decide if the amount looks favorable for your needs. You can continue with our loan process, or you may pass on the offer without incurring any fees.
Discussing Your Loan Needs
A loan representative from Mattis Title Cash will be calling you to ask if you want to complete the loan process. You should be prepared to supply a little bit of information about your source of income and your loan preferences. Whenever possible, we try to modify loan repayment plans according to your preferences. This makes it easier for our customers and helps to assure us that you can handle the payments.
Loan Closings
Loans are closed at a San Antonio loan store where you’ll have the chance to review and sign a custom designed contract. Your agreement will specify any loan terms you opted for during your phone consultation. It will also contain the amount you are financing and the cost of acquiring your loan. The last step of the closing is to turn over your paper car title for collateral purposes. We pay out your loan, and you decide how to spend the funds.
Fast cash from title loans San Antonio could be just what you need when you are falling behind on bills or dealing with the unexpected.